Loan Calculator: Understanding Your PitaCash Loan

Before you apply, it helps to know what your loan will look like. Here's what to think about.

What to Think About

How much you actually need (between ₱1,000 and ₱25,000)
It's tempting to borrow more "just in case," but a smaller amount is easier to pay back. Think about what the money is for, like a bill, a school expense, or an emergency, and borrow only what covers it.

Your repayment term (14 to 28 days)
A shorter term means you're done sooner. A longer term gives you more time between payments. Think about when your next payday is and which option fits your schedule.

Your ability to repay comfortably within that term
Look at your income and your regular expenses, like rent, food, transport, and load. Then ask yourself: "Kaya ba ito without stretching my budget?" If the answer is yes, you're on the right track.

Clear Terms Before You Confirm

You won't be left guessing. The exact fees and total repayment amount for your specific loan are shown in the app before you confirm, based on the amount and term you choose. You can review everything first, then decide if it works for you. There's no pressure to continue if it doesn't.

Why This Matters

Choosing an amount and term that fits your budget makes repayment easier to manage. A little planning now means fewer worries later, and you stay in control of your finances.

FAQs

Where can I see the exact total I'll repay?
It's shown in the app before you confirm your loan, so you'll know the full amount upfront.

Can I choose my own term?
Terms are shown as options in the app during application. You can compare them and pick the one that suits you best.

Does the amount I choose affect my total repayment?
Yes. The fees and total repayment are based on the amount and term you select, which is why it helps to review them in the app before confirming.

Ready to See Your Options?

Take a look at what's available and see which amount and term fit your needs. Check your options with PitaCash.

[Download the PitaCash App]